Keep in mind this is not a credit card. You can only spend funds that are available on your Money Network® Account. The good news is that you will never incur an overdraft fee.
Your Campus. Your Funds.
Get access to it all with just one card. It's Easy.
Get your financial aid balance transferred electronically directly to your campus card.
You can now receive your financial aid balance, work-study and student payroll electronically directly on your campus card. Your Money Network® Enabled campus card gives you anytime, anywhere purchasing power with the funtionality and security of a bank-issued, prepaid card. Your financial aid and payroll can be automatically delivered to your Money Network® Account in less time than waiting for a check to arrive in the mail or clear in your traditional bank account. It's fast, safe and convenient!
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- Your Money Network® Account requires no minimum balance or monthly service fee, and all funds are FDIC insured. In addition to the security, the Account also offers you a convenient way to manage your money with online access and bill payment options. Free* account with no minimum balance.
- No overdraft fees.
- No PIN debit fees.
- No reload fees.
- Free* ATM withdrawals at over 43,000 Allpoint Network ATMs and participating on-campus ATMs.
- Free* Money Network™ Checks that can be cashed for free at Walmart™ locations.
- Free* Account with no minimum or monthly fees.
- The account can be reloaded by the school, friends, family — even your employer.
- Convenient ATM access through 43,000 Allpoint ATMs.
- Can be used everywhere Discover®cards are accepted.
- Account includes checks that can be cashed for free at any Walmart™ location.
- Funds are FDIC insured.
- Delivers fast and secure access to financial aid credit balances. You don't have to worry about losing a check.
- No overdraft fees.
- You don't have to wait in line to get your financial aid balance.
- Provides a practical alternative to a checking account.
How do I sign up for a Money Network® Enabled campus card?
Your school should have information on how to sign up on their website. You can also stop by the Card Office or Student Accounts Office. You'll have to complete an authorization form before your school can deliver your financial aid credit balance electronically to you.
What is the Money Network® Enabled campus card?
Your campus card has all the on-campus functionality you are used to plus the added convenience of having a powerful prepaid Account on the same card. You can access the Account with your card or online, and it is accepted everywhere Discover® cards are accepted. Keep in mind this is NOT A CREDIT CARD. Your funds are FDIC insured and you can access your money through ATMs and checks.
Do I have to pay a sign-up fee to get a Card?
No. It is a free benefit offered by your school.
Do I get a new Card each time I get a new student aid disbursement?
No, your funds are deposited into your Account each time a disbursement occurs. You can use your existing Card to access the money in your Account at any time.
What if I don't spend all the money that was deposited into my Account?
Your money will remain in your Account until you spend, transfer or withdraw it. A monthly fee may apply if your Card does not register any activity for a specified period of time (See Fee Schedule for more information).
How can I keep track of my balance?
Keep track of your Account balance in three easy ways:
- Via e-mail or text* message.
Visit us online or call Customer Service to sign up for automatic daily or weekly balance updates sent via e-mail or directly to your mobile device via text message. - Online.
Login to your Account online. - By phone.
Call Customer Service at 1-800-822-4283 to sign up.
I don't want to pay any fees to withdraw cash; what can I do?
You can withdraw your money using one or a combination of the free services and transactions listed on your Fee Schedule. For instance, you can withdraw cash from the Money Network ATM on campus, through any Allpoint ATM, or by getting cash-back at participating merchants.
Is there an ATM withdrawal limit?
Yes. For security reasons, you can only withdraw up to $500 per transaction and per day.
Do I get checks with my Money Network® Enabled campus card?
Yes. Money Network™ Checks can be used to pay bills, such as rent and utilities. You can also write a check to yourself and cash it for free at participating locations to access the money available in your Account. Money Network checks must be activated before they can be used. The checks include more detailed information and instructions.
- Call Customer Service to request more checks at no additional cost.
- Check cashing locations, such as participating Walmart™ stores, can be found by using the Money Network® Locator tool online or by calling Customer Service.
Is there a limit for the Money Network™ Check?
Yes, you can write a Money Network™ Check for up to $9,999.99 per check and per day.
Will Walmart™ cash my Money Network™ Check?
Yes, most Walmart™ locations will cash your Money Network™ Check for up to $5,000 per check and per day. Please check with your local Walmart™, as some locations may have some restrictions or different policies.
Do I have to write the Money Network™ Check for the full amount of my balance in order to use it?
No, you don't have to write the check for the full amount of your balance, only for the amount you need.
Does my school know where I spend my money?
No. Your school does not have access to any of your Account information, including purchases and other transactions.
What happens if I need to return a purchase?
Each merchant location has its own return policy and will handle the return in the same manner as any other Discover® transaction. You may receive a credit to your Card, a cash refund or a store credit. It may take up to one week for a credit to appear.
Can I get cash at an ATM with my Money Network® Enabled campus card?
Yes. At any ATM, swipe or insert your Card:
- Enter your PIN
- Select WITHDRAWAL from CHECKING
- Enter the dollar amount you want to withdraw
- Take your cash and your receipt
How can I reload my Account?
During activation, you'll be prompted by a Customer Service Representative to complete additional enrollment information. Once your Account is confirmed, you can add money in the following ways:
- Depositing funds directly to your Account (at no charge). Different types of payments can be loaded directly onto your Account, including money from one or more jobs, tax refunds, child support and government benefits. Go online or call Customer Service to learn more.
- Have family or friends add money to your Account. Anyone can send money from their bank account directly to your Money Network® Account. Log in to your Account online to learn more.
- Through participating merchants or at a MoneyGram® or Western Union® location near you. To find a location, visit us online or call Customer Service.
Can I manage my Money Network® Account online?
Yes. Access your Account information at any time, free of charge, by visiting us online or by calling Customer Service. With the number on the front of your Card and your PIN, you can:
- Set up alerts online to receive your Account balance daily or once a week via e-mail or text message*
- View or hear your Account balance and transaction activity
- Change your PIN
- Request a statement**
- Transfer funds from your Account to a personal bank account
- Request a Secondary Card for a family member or dependent**+
- Send funds to a Secondary Card**+
Can I transfer money from my Account to a personal bank account?
Yes. Before you can initiate a transfer, you will need to:
- Obtain the BANK ROUTING NUMBER and BANK ACCOUNT NUMBER from a personal check tied to the bank account that will receive the funds.
- Find out if the bank account is a CHECKING or SAVINGS account. Once you have the required information:
- Go online or call Customer Service to access your Account.
- Select the option to transfer funds to a bank account and follow the instructions.