Keep in mind this is not a credit card. You can only spend funds that are available on your Money Network® Account. The good news is that you will never incur an overdraft fee.

  With my Jones OneCard, I never have to worry about over drafting or surprise fees. Free ATMs are conveniently located and that's important because for me, every penny counts. I get my work study payroll, financial aid disbursement, and off-campus payroll on my OneCard. The same card is also my student ID. I use it for everything! 


2013 Paybefore Awards - Best in Category - Best Government-Funded Prepaid Program

2011 Paybefore Awards - Best in Category - Best Government-Funded Prepaid Program

One Card Does It All.

Your Campus. Your Funds. Your way.

Get access to it all with just one card. It's Easy.


Get your financial aid balance transferred electronically directly to your campus card.

Now you can receive your financial aid balance, work-study* or student payroll* directly on your campus card. Your Money Network® Enabled Discover Campus Card gives you the purchasing power, functionality and security of a bank-issued prepaid card. Funds can be electronically delivered to your Money Network® Account in less time than waiting for a check or an ACH to clear in a traditional bank account. It's fast, safe and convenient!

Integrated Card Video

For a card that does not display a photo and is not your campus ID, watch the video outlining how the program works at your school.

  • Your Money Network® Account requires no minimum balance or monthly service fee, and all funds are FDIC insured. In addition to the security, the Account also offers you a convenient way to manage your money with online access and bill payment options. Free1 Account with no minimum balance.
  • No overdraft fees.
  • No PIN debit fees.
  • Free1 ATM withdrawals at over 50,000 Allpoint Network ATMs and participating on-campus ATMs.
  • Free1 Money Network™ Checks that can be cashed for free at Walmart™ locations.
  • Free1 Account with no minimum or monthly fees.
  • The account can be reloaded by the school, friends, family — even your employer.*
  • Convenient ATM access through 50,000 Allpoint ATMs.
  • Can be used everywhere Discover®cards are accepted.
  • Account includes checks that can be cashed for free at any Walmart™ location.
  • Funds are FDIC insured.
  • Enjoy the Lowest Purchase Price Guarantee from Discover. Coverage applies when you make an eligible purchase and the identical item is found at a lower price, at any store, within 60 days after the original purchase date.
  • Delivers fast and secure access to your financial aid balance or refund. You don’t have to worry about losing a check or waiting around for the funds to be transferred electronically to your bank account.
  • No overdraft fees, minimum or monthly fees.
  • The Allpoint® Network is the largest network of surcharge-free ATMs in the U.S., more than the two largest U.S. banks combined, meaning access to your cash when you need it without unnecessary fees.

How do I sign up for a Money Network® Enabled campus card?

Your school should have information on how to sign up on their website. You can also stop by the Card Office or Student Accounts Office. You'll have to complete an authorization form before your school can deliver your financial aid credit balance electronically to you.

What is the Money Network® Enabled campus card?

Your campus card has all the on-campus functionality you are used to plus the added convenience of having a powerful prepaid Account on the same card. You can access the Account with your card or online, and it is accepted everywhere Discover® cards are accepted. Keep in mind this is NOT A CREDIT CARD. Your funds are FDIC insured and you can access your money through ATMs and checks.

Do I have to pay a sign-up fee to get a Card?

No. It is a free benefit offered by your school.

Do I get a new Card each time I get a new student aid disbursement?

No, your funds are deposited into your Account each time a disbursement occurs. You can use your existing Card to access the money in your Account at any time.

What if I don't spend all the money that was deposited into my Account?

Your money will remain in your Account until you spend, transfer or withdraw it. A monthly fee may apply if your Card does not register any activity for a specified period of time (See Fee Schedule for more information).

How can I keep track of my balance?

Keep track of your Account balance in four easy ways:
  1. Via the Money Network mobile app*.
    Download the app for iPhone or Android to get anytime, anywhere access to your account.
  2. Via push notification, e-mail or text* message.
    Turn on push notifications in the app or visit us online or call Customer Service to sign up for automatic daily or weekly balance updates sent via e-mail or directly to your mobile device via text message.
  3. Online.
    Login to your Account online.
  4. By phone.
    Call Customer Service at 1-800-822-4283 to sign up.
* Your cellular phone carrier's standard rates or other charges for receiving text messages may apply.

I don't want to pay any fees to withdraw cash; what can I do?

You can withdraw your money using one or a combination of the free services and transactions listed on your Fee Schedule. For instance, you can withdraw cash from the Money Network ATM on campus, through any Allpoint ATM, or by getting cash-back at participating merchants.

Is there an ATM withdrawal limit?

Yes. For security reasons, you can only withdraw up to $500 per transaction and per day.

Do I get checks with my Money Network® Enabled campus card?

Yes. Money Network™ Checks can be used to pay bills, such as rent and utilities. You can also write a check to yourself and cash it for free at participating locations to access the money available in your Account. Money Network checks must be activated before they can be used. The checks include more detailed information and instructions.
  • Call Customer Service to request more checks at no additional cost.
  • Check cashing locations, such as participating Walmart™ stores, can be found by using the Money Network® Locator tool online or by calling Customer Service.

Is there a limit for the Money Network™ Check?

Yes, you can write a Money Network™ Check for up to $9,999.99 per check and per day.

Will Walmart™ cash my Money Network™ Check?

Yes, most Walmart™ locations will cash your Money Network™ Check for up to $5,000 per check and per day. Please check with your local Walmart™, as some locations may have some restrictions or different policies.

Do I have to write the Money Network™ Check for the full amount of my balance in order to use it?

No, you don't have to write the check for the full amount of your balance, only for the amount you need.

Does my school know where I spend my money?

No. Your school does not have access to any of your Account information, including purchases and other transactions.

What happens if I need to return a purchase?

Each merchant location has its own return policy and will handle the return in the same manner as any other Discover® transaction. You may receive a credit to your Card, a cash refund or a store credit. It may take up to one week for a credit to appear.

Can I get cash at an ATM with my Money Network® Enabled campus card?

Yes. At any ATM, swipe or insert your Card:
  • Enter your PIN
  • Enter the dollar amount you want to withdraw
  • Take your cash and your receipt
HELPFUL TIP! An additional fee or surcharge may be applied by an Out-of-Network ATM owner or operator. To avoid ATM withdrawal and surcharge fees, use an In-Network ATM. Visit us online to find one near you. See Transaction Limit and Fee Schedule.

How can I reload my Account?

During activation, you'll be prompted by a Customer Service Representative to complete additional enrollment information. Once your Account is confirmed, you can add money in the following ways:
  1. Depositing funds directly to your Account (at no charge). Different types of payments can be loaded directly onto your Account, including money from one or more jobs, tax refunds, child support and government benefits. Go online or call Customer Service to learn more.
  2. Have family or friends add money to your Account. Anyone can send money from their bank account directly to your Money Network® Account via an ACH transfer. Log in to your Account online to learn more.
  3. Through participating merchants or at a MoneyGram® or Western Union® location near you. To find a location, visit us online or call Customer Service.
  4. Purchase a Green Dot MoneyPak© with cash at a retailer near you (service fee of up to $4.95 applies), including Walmart, CVS, and Walgreens and follow the instructions on the MoneyPak to load your Card Account. Visit for more information.
  5. With Walmart Rapid Reload, you can load cash directly to your Card at any Walmart register for just $3.74 per load. Get more information here.
NOTE: Reload fees and limits for this option may vary by merchant. See Fee Schedule, Transaction Limit Schedule and Terms and Conditions for more information.

Can I manage my Money Network® Account online?

Yes. Access your Account information at any time, free of charge, by visiting us online or by calling Customer Service. With the number on the front of your Card and your PIN, you can:
  • Set up alerts online to receive your Account balance daily or once a week via e-mail or text message*
  • View or hear your Account balance and transaction activity
  • Change your PIN
  • Request a statement**
  • Transfer funds from your Account to a personal bank account
  • Request a Secondary Card for a family member or dependent**
  • Send funds to a Secondary Card**
* Your cellular phone carrier's standard rates or other charges for receiving text messages may apply. ** Fees may apply. See Fee Schedule.

Can I transfer money from my Account to a personal bank account?

Yes. Before you can initiate an ACH transfer, you will need to:
  • Obtain the BANK ROUTING NUMBER and BANK ACCOUNT NUMBER from a personal check tied to the bank account that will receive the funds.
  • Find out if the bank account is a CHECKING or SAVINGS account. Once you have the required information:
  • Go online or call Customer Service to access your Account.
  • Select the option to transfer funds to a bank account and follow the instructions.
NOTE: Transfers initiated on a banking business day prior to 5 p.m. CST will be available to the designated bank account on the next business day. Transfers completed after 5 p.m. CST or on weekends and holidays will be available to the designated bank account on the second business day.

* Only upgraded Cards may be reloaded with funds. Upgrading is free. Requires one-time verification of your identity.
* For a Card that also functions as your campus ID, please review the Cardholder Agreement here.
* For a Card that does not display a photo and is not your campus ID, please review the Cardholder Agreement here.